Disclaimer

MY GOLD GRAMS HK LIMITED is solely a retailer of gold products and does not offer any form of investment advice, financial consultation, or legal guidance. Our services are limited to the sale of physical gold.

免責聲明

MY GOLD GRAMS HK LIMITED 僅為黃金產品零售商，不提供任何形式的投資建議、財務諮詢或法律指導。我們的服務僅限於實物黃金的銷售。

Important Investment Warning

Investing in precious metals, including gold, involves significant risks. The value of precious metals can fluctuate widely, and past performance is not indicative of future results. Before investing, you should carefully consider whether such investment is suitable for you in light of your financial circumstances, investment objectives, and risk tolerance.

重要投資警告

投資貴金屬，包括黃金，涉及重大風險。貴金屬的價值可能大幅波動，過去的表現並不表示未來的結果。在投資前，您應仔細考慮此類投資是否適合您，鑑於您的財務狀況、投資目標和風險承受能力。

Market Risks

• Price Volatility: The price of gold and other precious metals can be highly volatile due to various factors, including economic conditions, geopolitical events, interest rates, and market sentiment. Prices can rise or fall rapidly, leading to substantial gains or losses.
• Currency Risk: Investments in precious metals may be denominated in currencies other than your local currency, exposing you to exchange rate fluctuations that could affect the value of your investment.
• Liquidity Risk: While precious metals are generally considered liquid assets, there may be times when it is difficult to sell your holdings quickly or at a favorable price, particularly for physical gold.
• Storage and Insurance Costs: Owning physical gold requires secure storage, which incurs costs. Additionally, you may need to insure your holdings against theft, loss, or damage, adding to the overall cost of investment.

市場風險

• 價格波動性：黃金和其他貴金屬的價格可能因各種因素而高度波動，包括經濟狀況、地緣政治事件、利率和市場情緒。價格可能迅速上升或下跌，導致重大的收益或損失。
• 貨幣風險：貴金屬投資可能以您的本地貨幣以外的貨幣計價，使您面臨匯率波動，可能影響您的投資價值。
• 流動性風險：雖然貴金屬通常被視為流動資產，但可能有時難以迅速或以有利的價格出售您的持有量，尤其是實物黃金。
• 儲存和保險費用：擁有實物黃金需要安全儲存，這會產生費用。此外，您可能需要為您的持有量投保，以防盜竊、損失或損壞，增加投資的總體成本。

Regulatory Risks

• Changes in Government Regulations: Laws and regulations governing the trading, import, export, and taxation of precious metals may change, potentially affecting the profitability or feasibility of your investment.
• Tax Implications: Tax laws related to precious metals investments can be complex and may change over time, impacting your returns.
• Import/Export Restrictions: Depending on your jurisdiction, there may be restrictions or requirements for importing or exporting precious metals, which could affect your ability to buy or sell.
• Compliance Costs: Complying with regulatory requirements, such as anti-money laundering (AML) and know-your-customer (KYC) regulations, may involve additional costs and administrative burdens.

監管風險

• 政府法規變化：規範貴金屬交易、進口、出口和稅收的法律和法規可能會變化，可能影響您的投資的盈利能力或可行性。
• 稅務影響：與貴金屬投資相關的稅法可能複雜，並且可能隨時間變化，影響您的回報。
• 進口/出口限制：根據您的司法管轄區，可能對進口或出口貴金屬有限制或要求，這可能影響您的買賣能力。
• 合規成本：遵守監管要求，例如反洗錢（AML）和認識你的客戶（KYC）法規，可能涉及額外的成本和行政負擔。

Operational Risks

• Counterparty Risk: When buying or selling precious metals, you are exposed to the risk that the counterparty (e.g., the dealer) may default on their obligations.
• Authentication and Purity: There is a risk that the precious metals you purchase may not be of the stated purity or may be counterfeit. It is essential to deal with reputable dealers and verify the authenticity of your purchases.
• Delivery and Logistics: For physical gold, there are risks associated with transportation and delivery, including loss, damage, or delay.
• Technology and System Failures: If you use online platforms or digital services for trading precious metals, you are exposed to risks from technology failures, cyberattacks, or system errors that could affect your transactions.

運營風險

• 相方風險：在買賣貴金屬時，您面臨相方（例如經銷商）可能違約的風險。
• 驗證和純度：您購買的貴金屬可能不符合聲稱的純度或可能是假貨的風險。與信譽良好的經銷商交易並驗證購買的真實性至關重要。
• 交付和物流：對於實物黃金，與運輸和交付相關的風險包括損失、損壞或延誤。
• 技術和系統故障：如果您使用在線平台或數字服務進行貴金屬交易，您將面臨技術故障、網絡攻擊或系統錯誤可能影響您的交易的風險。

Suitability

Precious metals investment may not be suitable for all investors. Before investing, consider the following:

• Your investment objectives and time horizon
• Your risk tolerance and financial situation
• Your knowledge and experience with precious metals
• The proportion of precious metals in your overall investment portfolio
• Your ability to bear potential losses

適合性

貴金屬投資可能不適合所有投資者。在投資前，請考慮以下因素：

• 您的投資目標和時間範圍
• 您的風險承受能力和財務狀況
• 您對貴金屬的知識和經驗
• 貴金屬在您整體投資組合中的比例
• 您承擔潛在損失的能力

No Investment Advice

The information provided on this website is for general informational purposes only and does not constitute investment, tax, or legal advice. We recommend that you consult with qualified financial advisors, tax professionals, or legal counsel before making any investment decisions.

無投資建議

本網站提供的資訊僅供一般資訊之用，並不構成投資、稅務或法律建議。我們建議您在做出任何投資決策前，諮詢合格的財務顧問、稅務專業人士或法律顧問。

No Guarantee of Profit

There is no guarantee that investing in precious metals will result in profit. You could lose some or all of your investment.

無盈利保證

投資貴金屬並不保證會盈利。您可能會損失部分或全部投資。

Governing Law

This risk disclaimer is governed by the laws of Hong Kong. By accessing this website and considering investment in precious metals through MY GOLD GRAMS HK LIMITED, you agree to the application of Hong Kong law.

適用法律

本風險聲明受香港法律管轄。通過訪問本網站並考慮通過MY GOLD GRAMS HK LIMITED投資貴金屬，您同意適用香港法律。

Contact Information

For questions about investment risks or this disclaimer, please contact us at:
Email: info@hk.mygoldgrams.com
Address: c/o Sleek Hong Kong, Room 2A, Glenealy Tower, 1 Glenealy, Central, Hong Kong

聯絡資訊

如有關於投資風險或本聲明的問題，請聯絡我們：
電郵：info@hk.mygoldgrams.com
地址：香港中環己連拿利1號己連利大廈2A室，轉交Sleek Hong Kong

Effective Date

This risk disclaimer is effective as of 1 July 2025 and may be updated from time to time.

生效日期

本風險聲明自2025年7月1日生效，並可能不時更新。