Regulatory Compliance
MY GOLD GRAMS HK LIMITED is committed to operating in full compliance with all applicable laws and regulations in Hong Kong and internationally. This page outlines our key compliance areas and commitments.
Hong Kong Regulatory Framework
As a precious metals dealer, we are subject to Hong Kong's regulatory framework, including:
- Dealer in Precious Metals and Stones (DPMs) Registration: We have completed the registration process with the Hong Kong Customs and Excise Department under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) (AMLO). Our registration number is [to be inserted once available]. We adhere to the Code of Practice for Dealers in Precious Metals and Stones issued by the Hong Kong Customs and Excise Department.
- Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT): We maintain a robust AML/CFT program that includes:
- Comprehensive Customer Due Diligence (CDD) procedures to verify the identity of our customers.
- Enhanced Due Diligence (EDD) for high-risk customers, such as Politically Exposed Persons (PEPs) and customers from high-risk jurisdictions.
- Ongoing monitoring of customer transactions to detect and report suspicious activities.
- Timely reporting of suspicious transactions to the Joint Financial Intelligence Unit (JFIU).
- Maintenance of accurate records for a minimum of five years, as required by law.
- Regular training for our staff on AML/CFT requirements to ensure awareness and compliance.
- Data Protection: We are committed to protecting the personal data of our customers in accordance with the Personal Data (Privacy) Ordinance (Cap. 486) (PDPO). Our data protection practices include:
- Collecting only necessary personal data for the purposes of our business and legal obligations.
- Implementing appropriate technical and organizational measures to safeguard personal data against unauthorized access, loss, or theft.
- Providing customers with access to their personal data and the right to correct inaccuracies, as per their rights under the PDPO.
- Ensuring that any cross-border transfers of personal data are conducted in compliance with applicable laws.
- Other Regulatory Obligations: We also comply with other Hong Kong laws and regulations relevant to our business, including but not limited to:
- The Companies Ordinance (Cap. 622)
- The Business Registration Ordinance (Cap. 310)
- Taxation laws and regulations administered by the Inland Revenue Department (IRD)
International Compliance
As a global business, we are also mindful of international regulatory standards and ensure that our operations meet the expectations of our international customers. This includes:
- Adherence to international sanctions regimes, such as those imposed by the United Nations, the United States, and the European Union.
- Compliance with anti-bribery and corruption laws, including the Prevention of Bribery Ordinance (Cap. 201) in Hong Kong and the Foreign Corrupt Practices Act (FCPA) in the United States.
- Commitment to ethical business practices and corporate social responsibility.
- Alignment with the recommendations of the Financial Action Task Force (FATF) on combating money laundering and terrorist financing.
Reporting Obligations
We maintain reporting obligations to various authorities:
- Joint Financial Intelligence Unit (JFIU): Submission of suspicious transaction reports (STRs) as required under AMLO.
- Hong Kong Customs and Excise Department: Compliance reporting as a registered DPMs.
- Privacy Commissioner for Personal Data (PCPD): Notification of any personal data breaches, as required under PDPO.
- Inland Revenue Department (IRD): Filing of tax returns and compliance with tax laws.
Compliance Team
Our dedicated compliance team ensures that we meet all regulatory requirements. For any compliance-related inquiries or to report concerns, please contact:
- Email: compliance@hk.mygoldgrams.com
- Compliance Officer: [Name and contact details to be inserted once appointed]
Effective Date
This Regulatory Compliance page is effective as of July 1, 2025, and will be updated periodically to reflect any changes in laws, regulations, or our compliance practices.
監管遵從
MY GOLD GRAMS HK LIMITED 致力於全面遵守香港及國際適用的所有法律和法規。本頁面概述我們的關鍵遵從領域和承諾。
香港監管框架
作為貴金屬經銷商，我們受香港監管框架的約束，包括：
- 貴金屬及珠寶經銷商 (DPMs) 註冊：我們已完成向香港海關註冊的程序，根據《打擊洗錢及恐怖分子資金籌集條例》（第615章）（AMLO）。我們的註冊編號為 [待插入]。我們遵守香港海關發出的《貴金屬及珠寶經銷商守則》。
- 反洗錢 (AML) 及反恐融資 (CFT)：我們維持一個強大的AML/CFT計劃，包括：
- 全面的客戶盡職審查 (CDD) 程序，以驗證客戶的身份。
- 對高風險客戶進行加強盡職審查 (EDD)，例如政治敏感人物 (PEPs) 和來自高風險司法管轄區的客戶。
- 持續監察客戶交易，以發現和報告可疑活動。
- 及時向聯合財富情報組 (JFIU) 報告可疑交易。
- 按照法律要求，保存至少五年的準確記錄。
- 定期為我們的員工進行AML/CFT要求的培訓，以確保他們的認識和遵從。
- 資料保護：我們致力於根據《個人資料（私隱）條例》（第486章）（PDPO）保護客戶的個人資料。我們的資料保護做法包括：
- 僅為業務目的和法律義務收集必要的個人資料。
- 實施適當的技術和組織措施，以防範未經授權的訪問、遺失或盜竊個人資料。
- 提供客戶訪問其個人資料的權利，並更正不準確之處，按照他們在PDPO下的權利。
- 確保任何跨境轉移個人資料均符合適用法律。
- 其他監管義務：我們亦遵守與我們業務相關的其他香港法律和法規，包括但不限於：
- 《公司條例》（第622章）
- 《商業登記條例》（第310章）
- 由內地收入部（IRD）管理的稅務法律和法規
國際遵從
作為一家全球性企業，我們亦關注國際監管標準，並確保我們的運作符合國際客戶的期望。這包括：
- 遵守國際制裁制度，例如聯合國、美國和歐盟所實施的制裁。
- 遵守反賄賂及反貪污法律，包括香港的《防止賄賂條例》（第201章）和美國的《海外貪腐做法法案》（FCPA）。
- 致力於遵守道德的業務實踐和企業社會責任。
- 與金融行動特別工作組 (FATF) 針對打擊洗錢和恐怖分子資金籌集的建議保持一致。
報告義務
我們向各種機構維持報告義務：
- 聯合財富情報組 (JFIU)：根據AMLO要求提交可疑交易報告 (STRs)。
- 香港海關：作為註冊DPMs的遵從報告。
- 個人資料私隱專員公署 (PCPD)：根據PDPO要求，通知任何個人資料泄露。
- 內地收入部 (IRD)：提交稅務報表並遵守稅務法律。
遵從團隊
我們的專業遵從團隊確保我們符合所有監管要求。如有任何遵從相關的查詢或報告疑慮，請聯絡：
- 電郵：compliance@hk.mygoldgrams.com
- 遵從官員：[待任命後插入姓名和聯絡資料]
生效日期
本監管遵從頁面自2025年7月1日生效，並會定期更新，以反映任何法律、法規或我們遵從實踐的變更。